Investment Dealing Account charges and fees

Here are all the relevant charges and fees relating to our Investment Dealing Account.

Charges and Fees for the SIPP Account

Our Account charges cover the basic ongoing cost to us of managing an Account for you, for example, maintaining records, custody of your investments, preparing information we send to you and making reports to the relevant parties.

Our account charge now includes 4 online trades a year. You are not able to opt out of the inclusive trades. Dividend reinvestments and regular buys through our online monthly dealing service do not count towards your inclusive trades and will continue to be charged separately.

Important information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.

Charges may be subject to change in the future.

Investment Dealing Account charges and fees

As your wealth grows, the charges you pay to us won’t.

  • We charge flat fees.
  • We DON’T charge a percentage of the value of your investments.
  • So the amounts you pay depend on the accounts you hold, the services you use and how often you use them. Not on your wealth.

A balanced view of flat fees

Can be great value when:

  • You plan to make a larger investment.
  • You plan to build a smaller investment into a larger one over time.

Can be more expensive when:

  • You plan to invest a small amount and not add to it over time.
  • You have a smaller investment and plan to buy and sell investments very frequently.
Download our charges guide

Investment charges

As well as our charges and fees, you will also pay a charge for your investments to the fund provider or investment trust.

For funds (OEICs, Unit Trusts, ETFs and Investment Trusts) the details are in the Key Investor Information Document (KIID)/Key Information Document (KID).

Look these up in our Investing hub

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